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Law Offices of Gary Green, Personal Injury Attorneys

 

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What Should I Do If I Have a Car Wreck?


11.   What should I do if the other driver does not have insurance?

If the other driver caused the car wreck and is not insured, your own policy will pay for your personal injuries - if you have "uninsured motorist" coverage.

If the other driver's insurance is not enough to pay for all of your damages, your own insurance may pay the difference - if you have "underinsured motorist" coverage. It is highly recommended you purchase both uninsured and underinsured coverage!

If you do not have these kinds of insurance or if your damages are more than the policy's limit, you can sue the other driver. However, even if you win the case, you cannot be sure that the other driver has the money to pay.

If you have collision insurance, it will pay for damage to your car, no matter who is at fault (see #10).

If you have "Medical Payments" coverage, you can collect the amount of your medical bills only, up to the policy amount.

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Law Offices of Gary Green

                                                                    

LAW OFFICES OF GARY GREEN

Copyright © 2008 Law Offices of Gary Green
Last modified: March 27, 2008 

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Little Rock, Arkansas  72201

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